1. UWM
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  3. Tuition, Costs and Financial Aid

Going to college is a huge commitment – both in terms of time and money. However, the many benefits obtained by earning a degree still make college worth the investment. At UWM, more than $280 million in financial aid was awarded to over 20,000 students.

Financial aid can greatly enhance a student's ability to take the first step to becoming a college graduate. Get information on applying for aid, our contact information including office hours and calculators that you can use to help determine your eligibility. For most up-to-date information on tuition, charges, costs, due dates and payment plans visit the Bursar website.

Quick Financial Aid Resources

Tuition and Costs

Fall 2013 On-Campus Undergraduate Tuition

Credits Resident Non Resident MN Reciprocity Midwest Student Exchange
1 710.77 1,116.12 861.97 879.34
2 1,080.89 1,891.59 1,383.29 1,418.03
3 1,451.01 2,667.06 1,904.61 1,956.72
4 1,821.13 3,442.53 2,425.93 2,495.41
5 2,191.25 4,218.00 2,947.25 3,034.10
6 2,561.37 4,993.47 3,468.57 3,572.79
7 2,931.49 5,768.94 3,989.89 4,111.48
8 3,301.59 6,544.39 4,511.19 4,650.15
9 3,638.72 7,286.87 4,999.52 5,155.85
10 3,975.85 8,029.35 5,487.85 5,661.55
11 4,312.98 8,771.83 5,976.18 6,167.25
12-18 4,650.11 9,514.31 6,464.51 6,672.95


View detailed and up-to-date tuition rates at the Bursar Office

Actual tuition costs for an academic year are typically not established until the July preceding the start of the fall semester. However, students and families are strongly encouraged to start developing their own individual budget as soon as possible.

Actual tuition charges from prior terms are available on the Bursar's website and various rates for housing and meal plans are available on the Housing website.

The Estimated Cost of Attendance is available for each academic year. These numbers are used to determine a student's eligibility for aid, but they are also helpful if you just want to get a ballpark idea of what nine months of attending UWM may cost. These numbers are updated around March 1 prior to the start of a new academic year. You may find them helpful as you develop your own personalized budget.

The Award Estimator and Net Price Calculator provides a financial aid award estimate based on an EFC and an estimate of the out-of-pocket cost to attend UWM.

Financial Aid Basics

Now that you have made the time commitment, let us help you with the money part. There are a variety of financial aid programs available to students today to make attending college affordable, including scholarships, grants, work-study employment, and student loans. Nearly two-thirds of today's full-time college students receive some form of need-based aid. Need-based financial aid eligibility is based on two calculations — the total cost of education and the family's ability to pay.

The cost of education can vary significantly from institution to institution. Generally, these calculations include all reasonable costs (tuition, room, meals, books and living expenses) of attendance.

Learn more about the basics of Financial Aid

Types of Aid

Loans
Loans are funds that you must repay. The Federal Loan programs offer a secure, government-regulated and reasonably affordable way to invest in yourself and your goal of a higher education. Even though some loans are based on financial need, there are programs available to all federally eligible students regardless of income. Types of loans include Federal Perkins Loan, Federal Direct Stafford Loans, and Federal Direct PLUS Loans (for graduate students or parents of dependent undergraduate students). Private Education Loans, also known as Alternative Loans, are credit-based loans that can help bridge the gap between the actual cost of your education and the amount of your other financial aid funds. Private loans are offered by private lenders and should only be considered after exhausting all other sources of funding – including federal loans.

Learn more about Loans

Scholarships
A scholarship is a form of student financial aid that does not need to be repaid. Selection of scholarship recipients is usually based on a set of criteria, such as academic, athletic or artistic merit. Students can do searches for scholarship offerings on their own through the web or with the help of a school counselor or a career services professional. It is vitally important that students and families know that there is a great deal of money available in scholarships. The message here is apply, apply, apply!

Learn more about Scholarships

Grants
Grants are available on the basis of financial need and funding allocations, and do not have to be repaid. Grants are awarded to students who demonstrate the greatest financial need.

Learn more about Grants

Student Employment
Federal Work-Study is a federally funded program that provides employment opportunities to students with the highest financial need. Placement is limited.

Learn more about Student Employment

How to Apply for Aid

  1. If you are not a current student, apply for admission to UWM.
  2. Apply for financial aid online at fafsa.gov. The application for the upcoming year is available January 1. Designate UWM as a recipient using the Title IV code 003896.
  3. The results of your FAFSA (called a Student Aid Report or SAR) will be emailed or mailed to you within three weeks of filing.

Most communication is done with you via email, so continue to monitor your email account. We will use your UWM email address once you have been assigned one. Financial aid formulas consider a variety of family circumstances when determining eligibility. Consequently, there’s no real cut-off point or maximum income a family can have and still qualify for assistance. Every student, regardless of financial situation, should consider applying for financial aid to see what happens.

At UWM, there is a priority filing deadline of March 1. Many programs are administered on a first-come, first-served basis, so you are encouraged to apply even earlier if possible.

Learn more about Applying for Financial Aid