Health Insurance for International Students

If you are coming to UWM as an F1 or J1 student, you are required to have adequate health insurance.  UWM has negotiated a reasonable rate for international students through a private insurance company.

You have two choices:

1. Enroll the insurance plan through the private company.  If you wait until you arrive at UWM to purchase insurance, we encourage you to purchase travel insurance to cover you until the new policy begins.
2. Provide proof of your own adequate health insurance. Note: If you have an assistantship that provides insurance through UWM, you should choose this option.

Important: If you do not purchase the insurance (#1) or submit an insurance waiver form (#2), you will not be eligible to register for classes in future terms until you submit the information.

Enroll In The Insurance Plan

1. Go to http://www.sas-mn.com/
2. Under the "College" header, click on "Look up school"
3. Select "Wisconsin" from the drop down menu & click "Go"
4. Select "Univ of WI-Milwaukee--International Students" and then click "Go"
5. Select either "Purchase Online" to use a credit card (with a U.S. billing address) to purchase online OR "Enrollment form" to download and print the form. You would then complete and mail the form with your payment to the health insurance provider, Student Assurance (address at http://www.sas-mn.com/)
6. Be sure to complete all of the information requested by the form for yourself and your dependent(s) (if applicable). An incomplete application could result in a delay in your coverage.

Please note: when submitting your or your dependent information, you will be asked for a social security number. If you do not have a social security number, you may use your 990-__-_____ student ID number. Leave the social security number section blank for dependents who do not have a SS#. Also, it is necessary to use a Credit Card that has a BILLING ADDRESS in the United States; if you don't have a U.S.-billed Credit Card you can only enroll in the insurance plan after your arrival in the United States & you have a U.S. address.

Premium Rates, Coverage Periods

Enrollment Periods

Students & eligible dependants MUST submit enrollment & payment prior to the enrollment deadline dates for each term of coverage:

Annual & Fall Enrollment Deadline: 9/30/2008
Spring Enrollment Deadline: 2/20/2009
Spring & Summer Enrollment Deadline: 2/20/2009
Summer Enrollment Deadline: 6/26/2009

Provide Proof of Your Own Adequite Health Insurance

Bring evidence of your own adequate health insurance to Garland Hall 138 and complete a health insurance waiver.  Be sure to bring your insurance card, as we will take a photocopy for our records.

Students with assistantships should apply for their insurance at the UWM Benefits Office (Engelmann Hall, Room 125) within 30 days of the beginning of their contract, and then bring the proof of enrollment as proof of health insurance.  The insurance provided by UWM does not cover medical evacuation and repatriation. 

If your own health insurance coverage does not include medical evacuation and repatriation, you can purchase it separately through the Harbour Group, L.L.C. This plan provides benefits for Emergency Medical Evacuation, Repatriation of Remains, and Assistance Services for Individuals engaged in international education activities while traveling outside their home country.  This plan is designed to supplement your current medical insurance and does not provide the underlying medical expenses for accidents and /or sickness.

Benefits for Evacuation & Repatriation Include:
$25,000 Medical Benefit
$25,000 Repatriation Benefit
Worldwide Assistance Service

Find more information or enroll in the Harbor Group Medical Evacuation & Repatriation Benefit Plan at the following web address: www.hginsurance.com