Ask The Panther
Ask any financial aid question and get answers right away!
View top ten »


A loan must be repaid with interest. A Free Application for Federal Student Aid (FAFSA) must be filed to be evaluated for loan assistance for all but the Minority Teacher Loan. Requiring a FAFSA will help ensure that students are taking advantage of the best financial aid programs including federal grants and loans prior to borrowing a private educational loan.

A minimum enrollment status of half-time (undergraduate 6 credits/graduate 4 credits, except for some alternative loan programs) is required to participate in all loan programs. Awards are for one academic year and require that the student complete a FAFSA or Renewal FAFSA each year to be considered for continuing eligibility.

Types of Federal Student Loans Available

Top Six Ways to Reduce What You Owe

What Members of the U.S. Armed Forces Need to Know About Their Federal Student Loan Benefits

Parent PLUS Loan vs. Private Student Loan Comparison

We encourage you to watch the video below and to carefully compare the various loan types before borrowing any student loans.

Responsible Borrowing