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Affordable Care Act and Small Business


Are you ready to implement the Patient Protection and Affordable Care Act?

You have no doubt heard a lot about this health care law (a.k.a. the PPACA, the Affordable Care Act and Obamacare). The effective date of various critical provisions of the PPACA has just been pushed back, and recent surveys suggest many, if not most, business owners and individuals are unprepared for the transition – 42% of those surveyed were even uncertain that the PPACA is, in fact, law. With the open enrollment window right around the corner, the decisions you make in the next few months are critical.


A few preliminary questions:

  • Do you have more than 50 full time equivalent employees (FTEs)?
  • If you currently offer health insurance, is your plan a “Qualified Health Plan” (offering “essential benefits,” covering “minimum value,” and “affordable”) or a “Grandfathered Plan” (no material modification since 3/23/10)?

If your current thinking on the subject is…

  • Our insurance agent has it covered.
  • We have never offered health insurance, and certainly don’t plan to now.
  • We’ve calculated the penalties, and they are less than our current health insurance costs, so we will just pay the penalties and stop offering health insurance.
  • We have always offered health insurance, and plan on continuing with the status quo.

 …you may be either making a serious mistake or missing an important opportunity.

Whatever you ultimately decide, it is important to act intentionally and strategically. For example, a determination that you have less than 50 FTEs may mark the beginning, as opposed to the end, of the analysis. Top job prospects will be interested in what benefits you offer and may not differentiate between opportunities with companies over and under 50 FTEs.

Join us for this timely and informational session.

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Dates and locations to be announced.
Fee: $29
Wisconsin SBDC Network

US Small Business Administration

The SBDC is funded in part through a cooperative agreement with the U.S. Small Business Administration. All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Call 414-227-3240 or email An EEO/AA employer, the University of Wisconsin provides equal opportunities in employment and programming, including Title IX and ADA requirements.


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